Integritas Financial Planners - Blog

A massive area overlooked by many is the ability to buy back missed years (contributions) to the State Pension. Request A Consultation Here If you have not paid National Insurance for a period of time, you may find that gaps start to...

What Is Pension Lifestyling? Pension Lifestyling aims to gradually reduce any investment risk in your pension as you approach retirement, preserving the purchasing power of your fund and protecting it from unexpected market falls just...

Environmental, Sustainable and Governance Investing (ESG), in so much as it differentiates leaders from laggards in the transition to a more sustainable planet, will become increasingly relevant to investors in the second half of the...

We know that many clients have been anxious over the last few months. Even those who we have had long-termrelationships with may have been concerned. Download Our Client Agreement Here To support clients through this difficult period, it...

First time buyers are an essential part of the property sector in the UK. If you have recently decided to buy your first home, you might feel a little unsure as to how it all works though. This is especially true when it comes to...

Modern retirees have many more options than their counterparts from previous generations. Since the pension freedom reforms of 2015, pensions have become highly flexible. While this is great news for those willing to do their research,...

As the UK lockdown measures continue you may find yourself with some available downtime. During this period, we at Integritas believe that it would be a worthwhile exercise to put your basic financial planning "house in order" with the...

It is a sad fact that while most of us are quite happy to insure our car, our house, our travel arrangements - even our mobile phones - to their full value, few of us take quite as much care over our own health and that of our loved ones. ...

Below we have pulled together the details from some of our top mortgage lenders with what you need to do should you require a mortgage payment holiday. Accord: You need to agree with us any underpayments or payment holiday you want to...

As you know, financial markets continue to be extremely volatile during these unprecedented times and I wanted to drop you a quick note. The majority of UK individuals with pensions and/or investments will have seen some large falls in...