--- title: Blog — Integritas Financial Planners (12) description: Integritas Financial Planners brings you the latest insights on financial planning, pension, mortgage and more. Click here to subscribe to our blog. (12) --- - [01283777014](tel:01283777014) - [enquiries@integritasfp.co.uk](mailto:enquiries@integritasfp.co.uk) [facebook-f icon](https://www.facebook.com/IntegritasFP) [linkedin-in icon](https://www.linkedin.com/company/integritas-financial-planners-ltd/) [REQUEST CONSULTATION](https://www.integritasfp.co.uk/book-a-meeting) [![integritaslogo](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/integritaslogo.png?width=510&height=82&name=integritaslogo.png "integritaslogo")](https://www.integritasfp.co.uk/) ![Vouched For Top Rated 2019 - 2024](https://www.integritasfp.co.uk/hs-fs/hubfs/Vouched%20For%20Top%20Rated%202019%20-%202024.png?width=762&height=162&name=Vouched%20For%20Top%20Rated%202019%20-%202024.png) ![Integritas-vouchedfor-badge](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Integritas-vouchedfor-badge.webp) - [Home](https://www.integritasfp.co.uk) - [Our services](https://www.integritasfp.co.uk/services) - [Pension Advice](https://www.integritasfp.co.uk/services/pension-advice) - [Investment Advice](https://www.integritasfp.co.uk/services/investments/) - [Mortgage Advice](https://www.integritasfp.co.uk/services/mortgage-advice/) - [Protection](https://www.integritasfp.co.uk/services/protection/) - [Wills and Lasting Power of Attorney](https://www.integritasfp.co.uk/kinherit-partnership) - Why Integritas - [Why Integritas](https://www.integritasfp.co.uk/about-integritas) - [Meet the Team](https://www.integritasfp.co.uk/meet-the-team) - [Testimonials](https://www.integritasfp.co.uk/about-integritas/testimonials/) - [Sponsorship](https://www.integritasfp.co.uk/sponsorship/) - [Referral Incentive](https://www.integritasfp.co.uk/referral-incentive) - Resources - Client Agreement - [Terms and Conditions](https://www.integritasfp.co.uk/resources/client-agreement/) - [Services and Charges](https://www.integritasfp.co.uk/resources/client-agreement/-services-and-charges) - [10 Point Financial Checklist](https://www.integritasfp.co.uk/10-point-financial-checklist/) - [Protection Review Guide](https://www.integritasfp.co.uk/protection-review) - [A Guide To Pension Consolidation](https://www.integritasfp.co.uk/guide-to-pension-consolidation) - [Blog](https://www.integritasfp.co.uk/blog) - [Glossary](https://www.integritasfp.co.uk/glossary) - [Client Area](https://integritasfinplan.gb.pfp.net/) - [Contact Us](https://www.integritasfp.co.uk/contact-us) # Integritas Financial Planners - Blog [![](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/blog/kelly-sikkema-M98NRBuzbpc-unsplash-1-1080x675.jpg?width=596&name=kelly-sikkema-M98NRBuzbpc-unsplash-1-1080x675.jpg)](https://www.integritasfp.co.uk/blog/how-to-avoid-inheritance-tax) ## [How To Avoid Inheritance Tax](https://www.integritasfp.co.uk/blog/how-to-avoid-inheritance-tax) Although no one likes to think about it, making plans for when you are no longer around is wise. This may include thinking about passing your assets onto family or friends when you die. One key thing to know is that doing so could see... [![](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/blog/austin-distel-nGc5RT2HmF0-unsplash-1080x675.jpg?width=596&name=austin-distel-nGc5RT2HmF0-unsplash-1080x675.jpg)](https://www.integritasfp.co.uk/blog/5-good-ways-to-invest-your-savings) ## [5 Good Ways To Invest Your Savings](https://www.integritasfp.co.uk/blog/5-good-ways-to-invest-your-savings) While saving is great, letting too much money sit in your bank account is not a smart financial decision. There are several investment options that could earn you more money than the low interest rates offered by banks. Here are a few good... [![](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/blog/micah-williams-lmFJOx7hPc4-unsplash-1080x675.jpg?width=596&name=micah-williams-lmFJOx7hPc4-unsplash-1080x675.jpg)](https://www.integritasfp.co.uk/blog/how-to-protect-your-investments) ## [How To Protect Your Investments](https://www.integritasfp.co.uk/blog/how-to-protect-your-investments) More and more people are choosing to invest their spare capital now and build up a nest egg for the future. When you see the potential returns many investments come with and compare them with the low interest rates most bank savings... [![](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/blog/A-Mini-Guide-To-Pensions-And-Divorces-1080x675.jpg?width=596&name=A-Mini-Guide-To-Pensions-And-Divorces-1080x675.jpg)](https://www.integritasfp.co.uk/blog/a-mini-guide-to-pensions-and-divorces) ## [A Mini Guide To Pensions And Divorces](https://www.integritasfp.co.uk/blog/a-mini-guide-to-pensions-and-divorces) If you begin divorce proceedings or dissolve a civil partnership, you should include your pension in your financial settlement. Even when both parties agree on the settlement terms, it's wise to confirm it officially through a court order.... [![](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/blog/When-To-Start-Saving-For-A-Pension-1080x675.jpg?width=596&name=When-To-Start-Saving-For-A-Pension-1080x675.jpg)](https://www.integritasfp.co.uk/blog/when-to-start-saving-for-a-pension) ## [When To Start Saving For A Pension](https://www.integritasfp.co.uk/blog/when-to-start-saving-for-a-pension) Saving a pension is the best way to secure your future and ensure that you won't run into any financial troubles down the line. You can start saving in your pension pot from any age, but it's recommended that you start as soon as you can! [![](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/blog/How-Much-Should-I-Be-Paying-For-My-Pension-1080x675.jpg?width=596&name=How-Much-Should-I-Be-Paying-For-My-Pension-1080x675.jpg)](https://www.integritasfp.co.uk/blog/how-much-should-i-be-paying-for-my-pension) ## [How Much Should I Be Paying For My Pension?](https://www.integritasfp.co.uk/blog/how-much-should-i-be-paying-for-my-pension) How much should I be paying for my pension? It's a question that sends shivers down the spines of the young and old alike. The answer is… well, there is no exact amount that one should be paying into the pension every year! It all depends... [![](https://www.integritasfp.co.uk/hs-fs/hubfs/kelly-sikkema-M98NRBuzbpc-unsplash-1-980x689.jpg?width=596&name=kelly-sikkema-M98NRBuzbpc-unsplash-1-980x689.jpg)](https://www.integritasfp.co.uk/blog/what-can-financial-planners-learn-from-2020) ## [What Can Financial Planners Learn From 2020?](https://www.integritasfp.co.uk/blog/what-can-financial-planners-learn-from-2020) 2020 was a year like no other and has hit many people and businesses hard. However, as we've gone past the one-year anniversary and begin to see the light at the end of the tunnel, we want to take some positives from what's been a tough... [![](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/blog/vouchedfor-logo-d2.jpg?width=596&name=vouchedfor-logo-d2.jpg)](https://www.integritasfp.co.uk/blog/mark-is-a-top-rated-adviser) ## [Mark Is A Top Rated Adviser!](https://www.integritasfp.co.uk/blog/mark-is-a-top-rated-adviser) Our very own Mark has been named as a Top Rated Adviser 2021 by the prestigious VouchedFor organisation!He received an outstanding rating of 4.8 out of five from a total of 102 reviews. Download Our Client Agreement Here Mark’s impressive... [![](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/blog/writing-1149962_1280-1080x675.jpg?width=596&name=writing-1149962_1280-1080x675.jpg)](https://www.integritasfp.co.uk/blog/family-income-benefit-mortgage-paid-what-next) ## [Family Income Benefit, Mortgage Paid, What Next?](https://www.integritasfp.co.uk/blog/family-income-benefit-mortgage-paid-what-next) As the primary provider for your family, you have many responsibilities. One of the most crucial ones is how to protect them in the unlikely event of your death. If you currently have mortgage or family life insurance policies, you might... [![](https://www.integritasfp.co.uk/hs-fs/hubfs/Imported_Blog_Media/man-5710164_1280.jpg?width=596&name=man-5710164_1280.jpg)](https://www.integritasfp.co.uk/blog/the-importance-of-full-disclosure) ## [The Importance Of Full Disclosure](https://www.integritasfp.co.uk/blog/the-importance-of-full-disclosure) If you're arranging insurance, finding the right policy isn’t the only thing you need to do. You also need to make sure you do everything in your power to ensure that you will qualify for the payout in the unfortunate event you actually... 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Here’s how financial planning could help](https://www.integritasfp.co.uk/blog/worried-about-making-lifetime-gifts-heres-how-financial-planning-could-help) - [6 fun solo days out in the local area](https://www.integritasfp.co.uk/blog/6-fun-solo-days-out-in-the-local-area) - [Why time in the market often beats timing the market](https://www.integritasfp.co.uk/blog/why-time-in-the-market-often-beats-timing-the-market) - [5 ways estate planning could reduce your loved ones’ Inheritance Tax bill](https://www.integritasfp.co.uk/blog/5-ways-estate-planning-could-reduce-your-loved-ones-inheritance-tax-bill) - [Comprehensive Guide: Prepare for Retirement & Maximising Pension Income](https://www.integritasfp.co.uk/blog/retirement-income-planner-maximising-your-pensions) [![ecddbe30-1fa5-4fd3-af26-aff5915f7a70](https://www.integritasfp.co.uk/hs-fs/hubfs/ecddbe30-1fa5-4fd3-af26-aff5915f7a70.png?width=2000&height=380&name=ecddbe30-1fa5-4fd3-af26-aff5915f7a70.png "ecddbe30-1fa5-4fd3-af26-aff5915f7a70")](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/sidebar/vouchedfor-top-rated-certificate.pdf) - 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Integritas Financial Planners Ltd (FCA no. 623126) is an Appointed Representative of Baron & Grant Investment Management Limited (FCA no. 930300) which is Authorised and Regulated by the Financial Conduct Authority. 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