Integritas Financial Planners - Blog

EARLY RETIREMENTDO YOU HAVE A BACK-UP PLAN?

No-one was able to predict the recent pandemic and the impact it would have on everyone’s lives. It has forcedmany to activate Plan B when it comes to financial plans, pushing some into early retirement to maximise themost of their...

Pension Tax Relief Rates Under Review

The current government tops up pension contributions through tax relief rates, with the amount received equal tothe income tax paid. However, this process looks to be overhauled as the Treasury launches a new consultationscheme developed...

Five Ways A Financial Adviser Can Help With Your Pension

A lot of people don't pay much attention to their pension. We know that we've got one and we assume that that's enough. This is a big mistake. While having any sort of pension is a good first step, there are many ways to make your...

How To Set Achievable Retirement Goals

Setting achievable goals is the key to motivation, and planning a successful retirement is no different. Vague objectives like “I want a comfortable retirement” or “I want to enjoy myself” make it impossible to know if you’re succeeding....

How to Find the Right Investments to Help Reach Your Goals

With savings rates at an all-time low, investing your money is the only way to make it grow. Of course, investing is far more complex than saving. The rewards can be much higher but the risks are also greater. Although there is an element...

What Happens If You Die Without A Will?

Making a Will is a vital part of adult life, but a surprising number of people neglect to do it. A recent study found that 31 million UK adults haven't made a Will. This means that nearly half the population are currently at risk of dying...

How To Save Tax Efficiently Using An ISA And Pension

When it comes to saving for retirement, there is often a debate about the best investment vehicle for your money. Pensions and ISAs (Individual Savings Accounts), offer the opportunity for considerable growth over time. They both offer a...

Housing Markets - Is This The Time to Buy?

August is not normally a time the housing market thrives, with the summer rush done and most people too busy jet setting or entertaining the kids to spend the time moving. Due to COVID-19 however, with many unable to travel on their...