How Soon Should You Write A Will?

Most people know they should write a Will but it’s easy to put off, especially when you’re in such good health. It feels morbid, maybe even a little bit like tempting fate, and like something that can be done later. But the reality is, there’s no such thing as ‘too early’ when it comes to putting a Will in place. Life moves fast, and a Will is not just about death. It's smart financial planning for everything that comes before.

A Will ensures your wishes are respected and your assets are protected. It’s a key step in making sure the people you love are looked after properly, whatever happens.

When Is The Right Time?

The simple answer is: sooner than you think.

Writing a Will isn’t just for the very wealthy or the very old. It’s for anyone with people or possessions they care about. Big life events are key moments when you should think about making or updating your Will. Marriage, divorce, buying a house, having children, receiving an inheritance or starting a business are all points when your financial and family situation changes, and your plans should change with them.

Even if you don't feel like you have much to pass on, a Will can make a huge difference to your family’s ability to manage things easily after you're gone. Without a Will, the law decides what happens, and it might be very different from what you’d want.

It’s Not Just About Passing Things On

People often think of Wills as being about who gets what. But a well-prepared Will does much more than divide up possessions. It can actively protect your assets from outside threats like divorce claims, creditor action, or even unnecessary taxation.

Using trusts, good legal wording, and a bit of planning, you can put structures in place that keep what you've built safer for the people you want to benefit. That’s why working with a specialist matters, because you’re not just writing down your wishes, but also building a defence around them.

At Integritas Financial Planners, we see Will-writing as an important part of wider, smart financial planning. That’s why we work in partnership with Kinherit, a modern and trustworthy estate planning firm built around protecting families properly.

The Benefits Of Kinherit

Choosing the right Will-writer is crucial, and Kinherit offers a service we’re proud to recommend.

1. STEP-qualified expertise: Every Kinherit adviser is trained through the Society of Trust & Estate Practitioners (STEP), the recognised gold standard for Will and Trust advice in the UK.
2. Trusted by financial advisers: Most of Kinherit’s work comes via referrals from independent financial advisers who rely on them to protect their clients properly.
3. A thorough, tailored approach: Kinherit doesn't offer ‘off-the-shelf’ Wills. They take time to understand your full situation and advise you on the best legal tools for your goals.
4. Technology that makes a real difference: Their Kinvault platform is a complete to-death planning tool, making it far easier for your family to handle your estate when the time comes. It reduces stress, speeds up probate, and helps prevent assets from being lost or forgotten.

Working with Kinherit through Integritas means you get professional and thorough support to protect your future, and your family’s.

If you want to learn more about the ideal time to start writing your will, get in touch with Integritas Financial Planners today.

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