7 of the best afternoon tea venues in the local area
Afternoon tea is hugely popular, turning simple tea, sandwiches, and cakes into a special experience.
The new ISA rules that could trigger a 22% tax charge
ISAs are one of the most popular ways to save and invest wealth in a tax-efficient manner, as interest and returns generated are usually free from Income Tax, Capital Gains Tax (CGT), and Dividend Tax.
Worried about making lifetime gifts? Here’s how financial planning could help
Estate planning forms an important part of your financial strategy, as you establish how you’d like to distribute your assets after you’re gone. This can help your loved ones avoid paying a large Inheritance Tax (IHT) bill or could even...
6 fun solo days out in the local area
Taking some time for a day out alone gives you the freedom to do exactly as you please. You can set your own pace, lingering at places of interest and skipping anything that doesn’t take your fancy.
Why time in the market often beats timing the market
Volatility can be a major concern for investors, often amplified by media sensationalism. Headlines and stories projecting panic, focusing on negativity, and often lacking nuance or context, can be enough to make you wonder if you should...
5 ways estate planning could reduce your loved ones’ Inheritance Tax bill
Last month, we looked at how the upcoming changes to pensions and Inheritance Tax (IHT) could affect your loved ones in the shape of a larger tax bill.
Comprehensive Guide: Prepare for Retirement & Maximising Pension Income
Planning for retirement is one of the most important financial journeys you will take. With people living longer and leading more active lives in later years, ensuring you have sufficient income to support your desired lifestyle is...
5 historical sites to visit in Derbyshire and Staffordshire
As the summer holidays approach, you may be looking for ideas for family days out in the local area.
Cash ISAs v Stocks and Shares ISAs: How to make the most of your savings and investments
Individual Savings Accounts (ISAs) were introduced back in 1999 as a replacement for existing tax-efficient savings.
Pensions and Inheritance Tax: How the upcoming changes could affect your loved ones
When you plan for the future, you’re likely to want a well-funded retirement as well as the means to look after your family financially when you’re gone.
