--- title: Resources description: Discover tailored financial advice and a clear planning process at Integritas. Schedule your free consultation today to secure your financial future. --- - [01283777014](tel:01283777014) - [enquiries@integritasfp.co.uk](mailto:enquiries@integritasfp.co.uk) [facebook-f icon](https://www.facebook.com/IntegritasFP) [linkedin-in icon](https://www.linkedin.com/company/integritas-financial-planners-ltd/) [REQUEST CONSULTATION](https://www.integritasfp.co.uk/book-a-meeting) [![integritaslogo](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/integritaslogo.png?width=510&height=82&name=integritaslogo.png "integritaslogo")](https://www.integritasfp.co.uk/) ![Vouched For Top Rated 2019 - 2024](https://www.integritasfp.co.uk/hs-fs/hubfs/Vouched%20For%20Top%20Rated%202019%20-%202024.png?width=762&height=162&name=Vouched%20For%20Top%20Rated%202019%20-%202024.png) ![Integritas-vouchedfor-badge](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Integritas-vouchedfor-badge.webp) - [Home](https://www.integritasfp.co.uk) - [Our 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[Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Beneficiary%20flexi-access%20drawdown.pdf) ![Business-buy-to-let-mortgage](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Business-buy-to-let-mortgage.png) #### Business buy-to-let mortgage [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Business%20Buy%20to%20Let%20Mortgage.pdf) ![Business-relief-scheme](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Business-relief-scheme.png) #### Business relief scheme [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Business%20relief%20scheme.pdf) ![Capped-drawdown](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Capped-drawdown.png) #### Capped drawdown [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Capped%20drawdown.pdf) ![Comparison-of-Defined-Benefit-(DB)-versus-Defined-Contribution-(DC)-pension-schemes](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Comparison-of-Defined-Benefit-(DB)-versus-Defined-Contribution-(DC)-pension-schemes.png) #### Comparison of Defined Benefit (DB) versus Defined Contribution (DC) pension schemes [Download now](https://www.integritasfp.co.uk/hubfs/Comparison%20of%20defined%20benefit%20and%20defined%20contribution%20pension%20schemes.pdf) ![Consumer-buy-to-let-mortgage](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Consumer-buy-to-let-mortgage.png) #### Consumer buy-to-let mortgage [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Consumer%20Buy%20To%20Let%20Mortgage.pdf) ![Decreasing-Term-Assurance-(DTA)-and-critical-cover](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Decreasing-Term-Assurance-(DTA)-and-critical-cover.png) #### Decreasing Term Assurance (DTA) and critical cover [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Decreasing%20term%20assurance%20and%20%20or%20Critical%20illness%20cover.pdf) ![Defined-Benefit-(DB)-pension-transfer](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Defined-Benefit-(DB)-pension-transfer.png) #### Defined Benefit (DB) pension transfer [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Defined%20benefits%20pension%20transfer.pdf) ![Discounted-Gift-Trust-(DGT)](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Discounted-Gift-Trust-(DGT).png) #### Discounted Gift Trust (DGT) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Discounted%20gift%20trust.pdf) ![Enterprise-Investment-Scheme-(EIS)](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Enterprise-Investment-Scheme-(EIS).png) #### Enterprise Investment Scheme (EIS) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Enterprise%20investment%20scheme.pdf) ![Executive-income-protection](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Executive-income-protection.png) #### Executive income protection [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Executive%20income%20protection.pdf) ![Family-Income-Benefit-(FIB)](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Family-Income-Benefit-(FIB).png) #### Family Income Benefit (FIB) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Family%20income%20benefit.pdf) ![Flexi-access-drawdown](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Flexi-access-drawdown.png) #### Flexi-access drawdown [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Flexi-access%20drawdown.pdf) ![Flexible-reversionary-trust](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Flexible-reversionary-trust.png) #### Flexible reversionary trust [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Flexible%20reversionary%20trust.pdf) ![Group-income-protection](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Group-income-protection.png) #### Group income protection [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Group%20income%20protection.pdf) ![Group personal pension plan](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Group%20personal%20pension%20plan.png) #### Group personal pension plan [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Group%20personal%20pension%20plan.pdf) ![Income-protection](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Income-protection.png) #### Income protection [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Income%20protection.pdf) ![Innovative-Finance-ISA-(IF-ISA)-1](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Innovative-Finance-ISA-(IF-ISA)-1.png) #### Individual Savings Account (ISA) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Individual%20Savings%20Account.pdf) ![Innovative Finance ISA (IF-ISA)](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Innovative%20Finance%20ISA%20(IF-ISA).png) #### Innovative Finance ISA (IF-ISA) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Innovative%20finance%20ISA.pdf) ![Investment-linked-pension-annuity](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Investment-linked-pension-annuity.png) #### Investment linked pension annuity [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Investment%20linked%20pension%20annuity.pdf) ![Investment-trust](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Investment-trust.png) #### Investment trust [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Investment%20trust.pdf) ![Junior-ISA-(JISA)](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Junior-ISA-(JISA).png) #### Junior ISA (JISA) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Junior%20Individual%20Savings%20Account.pdf) ![Key person cover](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Key%20person%20cover.png) #### Key person cover [Download now](https://www.integritasfp.co.uk/hubfs/Key%20person%20cover.pdf) ![Level Term Assurance (LTA) and critical illness cover](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Level%20Term%20Assurance%20(LTA)%20and%20critical%20illness%20cover.png) #### Level Term Assurance (LTA) and critical illness cover [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Level%20term%20assurance%20and%20critical%20illness%20cover.pdf) ![Lifetime ISA (LISA)](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Lifetime%20ISA%20(LISA).png) #### Lifetime ISA (LISA) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Lifetime%20ISA.pdf) ![Lifetime mortgage](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Lifetime%20mortgage.png) #### Lifetime mortgage [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Lifetime%20mortgage.pdf) ![Loan-trust](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Loan-trust.png) #### Loan trust [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Loan%20trust.pdf) ![Offshore-investment-bond](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Offshore-investment-bond.png) #### Offshore investment bond [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Offshore%20investment%20bond.pdf) ![Onshoire-investment-bond-1](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Onshoire-investment-bond-1.png) #### Onshore investment bond [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Onshore%20investment%20bond.pdf) ![Partnership-protection](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Partnership-protection.png) #### Partnership protection [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Partnership%20protection%20(term%20assurance%20and%20%20or%20critical%20illness).pdf) ![Pension annuity](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Pension%20annuity.png) #### Pension annuity [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Pension%20annuity.pdf) ![Pensions-death-benefits](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Pensions-death-benefits.png) #### Pensions death benefits [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Pensions%20death%20benefits.pdf) ![Personal-Pension-Plan-(PPP)](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Personal-Pension-Plan-(PPP).png) #### Personal Pension Plan (PPP) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Personal%20pension%20plan.pdf) ![Phased-retirement](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Phased-retirement.png) #### Phased retirement [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Phased%20retirement.pdf) ![Purchase-Life-Annuity](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Purchase-Life-Annuity.png) #### Purchase Life Annuity [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Purchased%20life%20annuity.pdf) ![Regulated-mortgage](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Regulated-mortgage.png) #### Regulated mortgage [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Regulated%20Mortgage.pdf) ![Relevant-life-policy](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Relevant-life-policy.png) #### Relevant life policy [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Relevant%20life%20policy.pdf) ![Retirement-interest-only-mortgage](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Retirement-interest-only-mortgage.png) #### Retirement interest-only mortgage [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Retirement%20interest-only%20mortgage.pdf) ![Section-32-buy-out](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Section-32-buy-out.png) #### Section 32 buy out [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Section%2032%20Buy%20out%20plan.pdf) ![Self-Invested-Personal-Pensions-(SIPPs)](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Self-Invested-Personal-Pensions-(SIPPs).png) #### Self Invested Personal Pensions (SIPPs) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Self-Invested%20Personal%20Pensions.pdf) ![Shareholder-protection](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Shareholder-protection.png) #### Shareholder protection [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Shareholder%20protection.pdf) ![Small-Self-Administered-Schemes-(SSAS)](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Small-Self-Administered-Schemes-(SSAS).png) #### Small Self-Administered Schemes (SSAS) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Small%20Self-Administered%20Scheme.pdf) ![Structured-products](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Structured-products.png) #### Structured products [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Structured%20products.pdf) ![Triviality-and-small-pension-pots-rules](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Triviality-and-small-pension-pots-rules.png) #### Triviality and small pension pots rules [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Taking%20pension%20benefits%20under%20triviality%20or%20small%20pension%20pots%20rules.pdf) ![Trustee-Investment-Plan-(TIP)](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Trustee-Investment-Plan-(TIP).png) #### Trustee Investment Plan (TIP) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Trustee%20investment%20plan.pdf) ![Trusts](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Trusts.png) #### Trusts [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Trusts.pdf) ![Uncrystallised-Funds-Pension-Lump-Sums-(UFPLS)-full-withdrawal](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Uncrystallised-Funds-Pension-Lump-Sums-(UFPLS)-full-withdrawal.png) #### Uncrystallised Funds Pension Lump Sums (UFPLS) full withdrawal [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Uncrystallised%20funds%20pension%20lump%20sum%20(UFPLS)%20%E2%80%93%20withdrawal%20of%20entire%20fund.pdf) ![Uncrystallised-Funds-Pension-Lump-Sums-(UFPLS)-series-of-withdrawals](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Uncrystallised-Funds-Pension-Lump-Sums-(UFPLS)-series-of-withdrawals.png) #### Uncrystallised Funds Pension Lump Sums (UFPLS) series of withdrawals [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Uncrystallised%20funds%20pension%20lump%20sum%20(UFPLS)%20%E2%80%93%20series%20of%20withdrawals.pdf) ![Unit-trusts-and-Open-Ended-Investment-Companies-(OEICs)](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Unit-trusts-and-Open-Ended-Investment-Companies-(OEICs).png) #### Unit trusts and Open-Ended Investment Companies (OEICs) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Unit%20trusts%20and%20OEICs.pdf) ![Venture-Capital-Trust-(VCT)](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Venture-Capital-Trust-(VCT).png) #### Venture Capital Trust (VCT) [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Venture%20Capital%20Trust%20(VCT).pdf) ![Whole-Of-Life-(WOL)-guarante-premium](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Factsheet/Whole-Of-Life-(WOL)-guarante-premium.png) #### Whole Of Life (WOL) guaranteed premium [Download now](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/PDF/Whole%20of%20life%20(guaranteed%20premium).pdf) ## Schedule your free consultation today. Our free discovery consultation will help you to build a clearer picture of your financial situation and offer some potential options that could be explored. [BOOK NOW](https://www.integritasfp.co.uk/book-a-meeting) ## The Integritas Financial Planning Process At Integritas, we take the time to understand your financial goals – and work with you to attain them. We do this using a five-step process: #### Discovery Build a clear picture of your current financial circumstances, with no obligations #### Your Aims & Objectives Clarify your aims, objectives and timescales over which you wish to achieve your goals #### Review & Recommendation Analyse your current position; highlight gaps and recommendations to reach your goals #### Implementing Your Plans We explain our report and answer any questions or concerns you may have #### Ongoing Review Regular face-to-face reviews to keep you updated and make any necessary changes ![agreement-2679506_1920-e1522965585322](https://www.integritasfp.co.uk/hubfs/agreement-2679506_1920-e1522965585322.jpg) ## Download Our Client Service Agreement Get access to the Integritas Financial Planners client service agreement. It’s a legal requirement before we can provide any tailored advice to you. [Download Now](https://www.integritasfp.co.uk/resources/client-agreement) ## Client Testimonials *"Mark gave me all the information I needed to make a balanced decision. I’m very pleased with the outcome. I will definitely be recommending him to others."* Alun Nottinghamshire *"Mark provided sound and reassuring strategies for maximising best value from a disparate series of stand-alone investment policies and executive pension funds. My investments are growing in line with Mark’s projections."* Gerry North Yorkshire *"Mark listened to what I wanted to do. He asked questions to ensure he understood everything and he was always patient with our questions.* *"We never felt intimidated or afraid to ask questions and so felt very comfortable with what he proposed to do."* James London *"I needed to get a grip of my pensions and discuss options for a shorter to mid-term investment. Mark was able to compound these into a single pension with a good track record. He also listened to me and geared the investment around my circumstances, financial attitude to risk and long-term aims."* Charlie Leicestershire **[Read More >](https://www.integritasfp.co.uk/about-integritas/testimonials/)** ## What are you waiting for? Let's get started. We’ll get you on the right path to secure your financial future, by first helping you to understand your current financial situation. Book your free consultation today. [Book Now](https://www.integritasfp.co.uk/bbok-a-meeting) #### NAVIGATION - [Homepage](https://www.integritasfp.co.uk) - [Request Consultation](https://www.integritasfp.co.uk/book-a-meeting) - [Our Services](https://www.integritasfp.co.uk/services) - [Pension Advice](https://www.integritasfp.co.uk/services/pension-advice) - [Investment Advice](https://www.integritasfp.co.uk/services/investments/) - [Protection](https://www.integritasfp.co.uk/services/protection/) - [Why Integritas](https://www.integritasfp.co.uk/about-integritas) - [About Integritas Financial Planners](https://www.integritasfp.co.uk/about-integritas) - [Testimonials](https://www.integritasfp.co.uk/about-integritas/testimonials/) - [Client Agreement](https://www.integritasfp.co.uk/Client%20Agreement) - [Terms & Conditions](https://www.integritasfp.co.uk/resources/client-agreement/) - [Services & Charges](https://www.integritasfp.co.uk/resources/client-agreement/-services-and-charges) - [Blog](https://www.integritasfp.co.uk/blog) - [Client Area](https://integritasfinplan.gb.pfp.net/) - [Areas We Cover](https://8095026.hs-sites.com/blog/tag/areas-we-cover) #### DISCLAIMER - Decisions should not be taken based solely on the content of the website and individual advice should be sought first. - Regulations, levels and bases of taxation are subject to change. - The firm is not responsible for the content of external links. - The content is aimed at UK residents #### ADSENSE #### CONTACT Integritas Financial Planners Ltd A1 Optimum Business Park Optimum Road Swadlincote Derbyshire DE11 0WT E: [enquiries@integritasfp.co.uk](mailto:enquiries@integritasfp.co.uk) T: [01283 777014](tel:+441283777014) #### COMPANY INFORMATION Registered as a Limited Company in England and Wales No: 08981673. Integritas Financial Planners Ltd (FCA no. 623126) is an Appointed Representative of Baron & Grant Investment Management Limited (FCA no. 930300) which is Authorised and Regulated by the Financial Conduct Authority. 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