--- title: First Time Mortgage Advice Derby description: Integritas offer independent mortgage advice services in Derby, helping with how to get a first time buyer Mortgage and remortgage advice. --- - [01283777014](tel:01283777014) - [enquiries@integritasfp.co.uk](mailto:enquiries@integritasfp.co.uk) [facebook-f icon](https://www.facebook.com/IntegritasFP) [linkedin-in icon](https://www.linkedin.com/company/integritas-financial-planners-ltd/) [REQUEST CONSULTATION](https://www.integritasfp.co.uk/book-a-meeting) [![integritaslogo](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/integritaslogo.png?width=510&height=82&name=integritaslogo.png "integritaslogo")](https://www.integritasfp.co.uk/) ![Vouched For Top Rated 2019 - 2024](https://www.integritasfp.co.uk/hs-fs/hubfs/Vouched%20For%20Top%20Rated%202019%20-%202024.png?width=762&height=162&name=Vouched%20For%20Top%20Rated%202019%20-%202024.png) ![Integritas-vouchedfor-badge](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Integritas-vouchedfor-badge.webp) - [Home](https://www.integritasfp.co.uk) - [Our services](https://www.integritasfp.co.uk/services) - [Pension Advice](https://www.integritasfp.co.uk/services/pension-advice) - [Investment Advice](https://www.integritasfp.co.uk/services/investments/) - [Mortgage Advice](https://www.integritasfp.co.uk/services/mortgage-advice/) - [Protection](https://www.integritasfp.co.uk/services/protection/) - [Wills and Lasting Power of Attorney](https://www.integritasfp.co.uk/kinherit-partnership) - Why Integritas - [Why Integritas](https://www.integritasfp.co.uk/about-integritas) - [Meet the Team](https://www.integritasfp.co.uk/meet-the-team) - [Testimonials](https://www.integritasfp.co.uk/about-integritas/testimonials/) - [Sponsorship](https://www.integritasfp.co.uk/sponsorship/) - [Referral Incentive](https://www.integritasfp.co.uk/referral-incentive) - Resources - Client Agreement - [Terms and Conditions](https://www.integritasfp.co.uk/resources/client-agreement/) - [Services and Charges](https://www.integritasfp.co.uk/resources/client-agreement/-services-and-charges) - [10 Point Financial Checklist](https://www.integritasfp.co.uk/10-point-financial-checklist/) - [Protection Review Guide](https://www.integritasfp.co.uk/protection-review) - [A Guide To Pension Consolidation](https://www.integritasfp.co.uk/guide-to-pension-consolidation) - [Blog](https://www.integritasfp.co.uk/blog) - [Glossary](https://www.integritasfp.co.uk/glossary) - [Client Area](https://integritasfinplan.gb.pfp.net/) - [Contact Us](https://www.integritasfp.co.uk/contact-us) # MORTGAGE ADVICE SERVICES # MORTGAGE ADVICE Navigating the mortgage market can be overwhelming, whether you're a first-time buyer, moving home, or looking to remortgage. At Integritas Financial Planners, we offer expert, independent mortgage advice tailored to your individual needs and financial goals. Our advisers take the time to understand your circumstances and guide you through the entire process—from assessing affordability and comparing lenders to securing the most suitable deal. With access to a wide range of mortgage products and a commitment to clear, jargon-free communication, we help you make informed decisions with confidence and ease. #### FIRST TIME BUYER Buying your first home can be daunting, at Integritas we can give you the mortgage advice you need, guiding you from the start of the process through until you get that all important first step onto the property ladder. #### REMORTGAGE Whatever your reason for remortgaging, whether you are raising capital to do home improvements or simply looking to find a new deal, our expert mortgage advice will help you find the right solution finding you the best outcome. #### MOVING HOME Moving home can be a stressful time, however, our mortgage advice will guide you through the vast amount of options on the market to find the best solution to meet your needs. #### BUY TO LET Whether you are buying your first buy to let, adding to your portfolio or simply remortgaging an additional property, our mortgage advice process will guide you through the various options available to you. #### Commercial Mortgages We also are able to assist you with any commercial lending requirements. We would be happy to help with your enquiries on Commercial Mortgages. ## NEED A MORTGAGE? WE'RE HERE TO HELP. If you don’t know where to begin with your mortgage search, then here at **Integritas Financial Planners **is a great place to start. By telling us a bit about yourself, we can save you time by doing the search for you and then providing the right mortgage advice to meet your needs. With our help, we can make the whole mortgage process as clear and straightforward as possible. Whether you’re buying your first house, remortgaging, moving house or investing in a buy-to-let property, we’ll be able to find the right mortgage for your circumstances. **Your home may be repossessed if you do not keep up repayments on your mortgage.** **Commercial and some buy to let mortgages are not regulated by the Financial Conduct Authority.** ## Schedule your free Mortage Advice consultation today. Our free discovery Mortgage Advice consultation will help you to build a clearer picture of your financial situation and offer some potential options that could be explored. [BOOK NOW](https://www.integritasfp.co.uk/book-a-meeting) *“He helped us to sort out our mortgage and mortgage renewal, life insurance and pensions. He explained each part of the process and ensured we understood without using any jargon.”* ## The Integritas Financial Planning Process At Integritas, we take the time to understand your financial goals – and work with you to attain them. We do this using a five-step process: #### Discovery Build a clear picture of your current financial circumstances, with no obligations #### Your Aims & Objectives Clarify your aims, objectives and timescales over which you wish to achieve your goals #### Review & Recommendation Analyse your current position; highlight gaps and recommendations to reach your goals #### Implementing Your Plans We explain our report and answer any questions or concerns you may have #### Ongoing Review Regular face-to-face reviews to keep you updated and make any necessary changes ![agreement-2679506_1920-e1522965585322](https://www.integritasfp.co.uk/hubfs/agreement-2679506_1920-e1522965585322.jpg) ## Download Our Service Agreement Get access to the Integritas Financial Planners client service agreement. It’s a legal requirement before we can provide any tailored advice to you. [Download Now](https://www.integritasfp.co.uk/resources/client-agreement/) ## Client Testimonials *"Adam assisted us when we were looking for a mortgage to buy a house he was extremely helpful and secured a suitable mortgage for us, we are very happy in our new home"* Hannah Staffordshire *"Adam and I discussed my work place pension and mortgage in detail, he advised me to stay on my  current mortgage as it has the best rate at this point in time. I was grateful to Adam for his advice and felt the service provided was in my interest throughout"* Tom Nottinghamshire *"Adam was amazing throughout our whole purchase, there was nothing he could have done better, he supported myself and my partner so well, and answered any questions we had. Thank you Adam!"* Ian Derbyshire *"I was recommended to Mark by a good friend of mine, and I have to say that it one of the best financial decisions that I have made. Mark has made the world of pensions a lot clearer and more friendly for me. I would not hesitate in recommending Mark to anyone looking for financial help."* Helen London *"I contacted Mark so that I could sort out life cover for both me and my wife. He was very professional and also down to earth. The process was quick and painless (on my behalf) and Mark talked me through every aspect as well as chasing up any questions I had. Would highly recommend to others."* Scott Derby, Derbyshire *"Mark reviewed my current situation and discussed my attitude to risk and my expectations for the future. Mark took it all on board, assessed my situation with close regard to the current Pension changes (explaining each in detail) and this allowed me to make an informed decision. With his frequent meetings and support, all the way it was a very painless process and I have confidence in his professional expertise and commitment to the right decision being taken by me."* Therese Nottingham, Nottinghamshire *"Mark has taken charge of altering the mix of investments I inherited, to better match my attitude to risk and thereby optimise my gains, in line with that attitude to risk. He has, what seems to me to be, a good – scientific – method of assessing my attitude to risk as well as a clear view of how that needs to translate into a mix of investments, so I feel confident that investments will be pitched correctly for me. Mark is now assessing my options for my pensions and appears to be doing a very thorough job – asking questions that I didn’t know needed asking!"*   Brian Staffordshire **[Read More >](https://www.integritasfp.co.uk/about-integritas/testimonials/)** ## What are you waiting for? Let's get started. We’ll get you on the right path to secure your financial future, by first helping you to understand your current financial situation. Book your free consultation today.  [Book Now](https://www.integritasfp.co.uk/book-a-meeting) #### NAVIGATION - [Homepage](https://www.integritasfp.co.uk) - [Request Consultation](https://www.integritasfp.co.uk/book-a-meeting) - [Our Services](https://www.integritasfp.co.uk/services) - [Pension Advice](https://www.integritasfp.co.uk/services/pension-advice) - [Investment Advice](https://www.integritasfp.co.uk/services/investments/) - [Protection](https://www.integritasfp.co.uk/services/protection/) - [Why Integritas](https://www.integritasfp.co.uk/about-integritas) - [About Integritas Financial Planners](https://www.integritasfp.co.uk/about-integritas) - [Testimonials](https://www.integritasfp.co.uk/about-integritas/testimonials/) - [Client Agreement](https://www.integritasfp.co.uk/services/mortgage-advice/Client%20Agreement) - [Terms & Conditions](https://www.integritasfp.co.uk/resources/client-agreement/) - [Services & Charges](https://www.integritasfp.co.uk/resources/client-agreement/-services-and-charges) - [Blog](https://www.integritasfp.co.uk/blog) - [Client Area](https://integritasfinplan.gb.pfp.net/) - [Areas We Cover](https://8095026.hs-sites.com/blog/tag/areas-we-cover) #### DISCLAIMER - Decisions should not be taken based solely on the content of the website and individual advice should be sought first. - Regulations, levels and bases of taxation are subject to change. - The firm is not responsible for the content of external links. - The content is aimed at UK residents #### ADSENSE #### CONTACT Integritas Financial Planners Ltd A1 Optimum Business Park Optimum Road Swadlincote Derbyshire DE11 0WT E: [enquiries@integritasfp.co.uk](mailto:enquiries@integritasfp.co.uk) T: [01283 777014](tel:+441283777014) #### COMPANY INFORMATION Registered as a Limited Company in England and Wales No: 08981673. Integritas Financial Planners Ltd (FCA no. 623126) is an Appointed Representative of Baron & Grant Investment Management Limited (FCA no. 930300) which is Authorised and Regulated by the Financial Conduct Authority. 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