Integritas Financial Planners - Blog

Heading into your 30s is a big moment in life, with it usually being around this time that you start getting serious about securing your financial future. Your career path is likely taking shape, and you have a good idea of where you’re...

How long you work with a financial adviser will depend a lot on your goals, financial situation and the kind of support you need. At Integritas, we often recommend a longer-term relationship as this approach maximises the value we can...

A Will is obviously a crucial tool for organising your estate, but it’s not the full picture when it comes to safeguarding your family’s financial future. Modern life is complex, with a diversity of assets and relationships, as well as...

An inheritance tax is a tax on the estate of someone who has passed away, including their property, money, and any other possessions of notable value. In the UK, the standard inheritance tax rate is 40% on the value of the estate above the...

Offset mortgages are a flexible and potentially cost-saving option that could be the key to paying off your mortgage sooner and reducing your interest payments. But how exactly does an offset mortgage work, and is it the right choice for...

Planning for a long retirement is essential to ensure financial security and peace of mind throughout your later years, and it is best achieved by starting as early as possible.

AI technology like ChatGPT can be a useful tool for a variety of activities, but alas it is not a reliable provider of financial advice. While it can offer generic information on many different financial topics, we must understand the...

Knowing how to save and invest is a big part of financial planning, and it will help you achieve a secure future where you can afford a new home, a new car, or a regular holiday with your family.

As we approach the halfway point of 2024, it’s a good time to reflect on the best financial practices that anyone can employ to safeguard their future.

With a summer general election called, the Conservative party is throwing out a few ideas that might just help them win over a few young voters, and one of their big swings for the fence appears to be the 99% mortgage.