--- title: 5 Good Ways To Invest Savings - Integritas Financial Planners description: There are several investment options that could earn you more money than the low interest rates offered by banks. image: https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/blog/austin-distel-nGc5RT2HmF0-unsplash-1080x675.jpg --- - [01283777014](tel:01283777014) - [enquiries@integritasfp.co.uk](mailto:enquiries@integritasfp.co.uk) [facebook-f icon](https://www.facebook.com/IntegritasFP) [linkedin-in icon](https://www.linkedin.com/company/integritas-financial-planners-ltd/) [REQUEST CONSULTATION](https://www.integritasfp.co.uk/book-a-meeting) [![integritaslogo](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/integritaslogo.png?width=510&height=82&name=integritaslogo.png "integritaslogo")](https://www.integritasfp.co.uk/) ![Vouched For Top Rated 2019 - 2024](https://www.integritasfp.co.uk/hs-fs/hubfs/Vouched%20For%20Top%20Rated%202019%20-%202024.png?width=762&height=162&name=Vouched%20For%20Top%20Rated%202019%20-%202024.png) ![Integritas-vouchedfor-badge](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/Integritas-vouchedfor-badge.webp) - [Home](https://www.integritasfp.co.uk) - [Our services](https://www.integritasfp.co.uk/services) - [Pension Advice](https://www.integritasfp.co.uk/services/pension-advice) - [Investment Advice](https://www.integritasfp.co.uk/services/investments/) - [Mortgage Advice](https://www.integritasfp.co.uk/services/mortgage-advice/) - [Protection](https://www.integritasfp.co.uk/services/protection/) - [Wills and Lasting Power of Attorney](https://www.integritasfp.co.uk/kinherit-partnership) - Why Integritas - [Why Integritas](https://www.integritasfp.co.uk/about-integritas) - [Meet the Team](https://www.integritasfp.co.uk/meet-the-team) - [Testimonials](https://www.integritasfp.co.uk/about-integritas/testimonials/) - [Sponsorship](https://www.integritasfp.co.uk/sponsorship/) - [Referral Incentive](https://www.integritasfp.co.uk/referral-incentive) - Resources - Client Agreement - [Terms and Conditions](https://www.integritasfp.co.uk/resources/client-agreement/) - [Services and Charges](https://www.integritasfp.co.uk/resources/client-agreement/-services-and-charges) - [10 Point Financial Checklist](https://www.integritasfp.co.uk/10-point-financial-checklist/) - [Protection Review Guide](https://www.integritasfp.co.uk/protection-review) - [A Guide To Pension Consolidation](https://www.integritasfp.co.uk/guide-to-pension-consolidation) - [Blog](https://www.integritasfp.co.uk/blog) - [Glossary](https://www.integritasfp.co.uk/glossary) - [Client Area](https://integritasfinplan.gb.pfp.net/) - [Contact Us](https://www.integritasfp.co.uk/contact-us) # 5 Good Ways To Invest Your Savings Aug 18, 2021 | [0 comments](https://www.integritasfp.co.uk/blog/5-good-ways-to-invest-your-savings#respond) ![5 Good Ways To Invest Your Savings](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/blog/austin-distel-nGc5RT2HmF0-unsplash-1080x675.jpg) While saving is great, letting too much money sit in your bank account is not a smart [financial decis](https://www.integritasfp.co.uk/about-integritas)ion. There are several [investment options](https://www.integritasfp.co.uk/services/investments/) that could earn you more money than the low interest rates offered by banks. Here are a few good ways to invest savings in 2021. **[Download Our Client Agreement Here](https://www.integritasfp.co.uk/resources/client-agreement/)** ## **Dividend Stock Funds** Dividend stock funds are an excellent option for anyone looking for long-term investment but also wants to earn money in the short term. With this type of stock fund, companies share a portion of their profit with shareholders, which is usually paid out quarterly. Dividends make stock market investments a little safer, but they are not completely risk-free. Ensure that you invest in companies with a reputation of dividend increases rather than those with the highest current yield. For the best possible returns, long-term investment and reinvesting your dividends are key. ## **Nasdaq-100 Index Funds** The Nasdaq-100 index fund feaures some of the largest and most successful tech companies in the world, such as Facebook, Apple, and Microsoft. This fund exposes you to the biggest tech companies without you having to analyse specific businesses. It also diversifies your portfolio so that you’re not exposed to the failure of any single company. While the Nasdaq-100 index fund has some of the most stable companies, it has high volatility, and you must be willing to hold it for at least three to five years.   ## **Rental Housing** Rental housing is an excellent investment opportunity, but it comes with a handful of responsibilities. You will have to select a good property, finance it, maintain it and deal with the tenants. Liquidity is also a serious problem with rental housing, so you must be willing to make a long-term investment. Plummeting mortgage rates are making it easier for you to finance the purchase of a new property, so consult your mortgage adviser to see how you can take advantage of the current situation. ## **ISAs** An individual savings account \[ISA\] allows you to invest in a tax-efficient way because your annual ISA income and growth aren’t taxed. This year’s ISA allowance is set at £20,000, so start saving now. ## **Collectables** Collectables are physical objects with the potential to appreciate over the years. They include paintings, fine jewellery, stamps, rare coins, wines, and even luxury handbags. If you wish to invest in collectables, go for limited pieces with low-cost initial investments. Every investment opportunity carries its fair share of risks, so it is crucial that you consult a financial adviser to help you decide where to invest your savings to fit your risk profile. At Integritas Financial Planners, we provide bespoke advice tailored to your unique financial goals. [Book a consultation](https://www.integritasfp.co.uk/consultation) with us today for further guidance about where to invest savings. **[Download Our Client Agreement Here](https://www.integritasfp.co.uk/resources/client-agreement/)** Image Source: [Unsplash](https://unsplash.com/photos/nGc5RT2HmF0) [![Book A Meeting](https://no-cache.hubspot.com/cta/default/8095026/interactive-187222222091.png)](https://www.integritasfp.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLLXnmsnf2Z4SApGfF%2BPOHmCsQPoW5zkmvKDCm26z0%2BnKWFuPDF7MlK2rDQ7RXoIRRgRyrroXmTgXdwQwD8VZyPc6%2B6aCzu7X8MZmOCUnhLSCD85CVvuhB1KDHdYGvx7elxcC6xIEqspxaH3kCn%2BWK57S0m1lrIajgUffR1sHBVy7K%2FzrZK0C99d8UYZRhzPuw%3D%3D&webInteractiveContentId=187222222091&portalId=8095026) [![Book A Meeting](https://no-cache.hubspot.com/cta/default/8095026/interactive-187222222091.png)](https://www.integritasfp.co.uk/hs/cta/wi/redirect?encryptedPayload=AVxigLLXnmsnf2Z4SApGfF%2BPOHmCsQPoW5zkmvKDCm26z0%2BnKWFuPDF7MlK2rDQ7RXoIRRgRyrroXmTgXdwQwD8VZyPc6%2B6aCzu7X8MZmOCUnhLSCD85CVvuhB1KDHdYGvx7elxcC6xIEqspxaH3kCn%2BWK57S0m1lrIajgUffR1sHBVy7K%2FzrZK0C99d8UYZRhzPuw%3D%3D&webInteractiveContentId=187222222091&portalId=8095026) Search ![Integritas-Financial-Checklist-CTA-Blog-Sidebar](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/sidebar/Integritas-Financial-Checklist-CTA-Blog-Sidebar.png "Integritas-Financial-Checklist-CTA-Blog-Sidebar") #### Recent Posts - [5 historical sites to visit in Derbyshire and Staffordshire](https://www.integritasfp.co.uk/blog/5-historical-sites-to-visit-in-derbyshire-and-staffordshire) - [Cash ISAs v Stocks and Shares ISAs: How to make the most of your savings and investments](https://www.integritasfp.co.uk/blog/cash-isas-v-stocks-and-shares-isas-how-to-make-the-most-of-your-savings-and-investments) - [Pensions and Inheritance Tax: How the upcoming changes could affect your loved ones](https://www.integritasfp.co.uk/blog/pensions-and-inheritance-tax-how-the-upcoming-changes-could-affect-your-loved-ones) - [Understanding Pension Advice Fees and What to Expect in the UK](https://www.integritasfp.co.uk/blog/how-much-should-you-pay-for-pension-advice-in-the-uk) - [Comparing Investment Strategies: Understanding Options for UK Investors](https://www.integritasfp.co.uk/blog/comparing-investment-strategies-for-uk-retail-investors) - [Your Essential Guide to Pure Protection Products & Financial Security](https://www.integritasfp.co.uk/blog/essential-protection-covers-for-financial-security-investments) - [Comparing Investment Fund Types: A Guide for UK Retail Investors](https://www.integritasfp.co.uk/blog/comparing-investment-fund-types-a-guide-for-uk-retail-investors) - [Unlocking the Power of Your ISA: Smart Move Before April 2026 Deadline](https://www.integritasfp.co.uk/blog/unlocking-the-power-of-your-isa-smart-moves-before-the-april-2026-deadline-pq4pxxsxbcnamq) - [How to Build Financial Resilience in a Post-Crisis Economy](https://www.integritasfp.co.uk/blog/how-to-build-financial-resilience-in-a-post-crisis-economy-fh0myzbelwggu6) - [Retirement Planning in Your 40s and 50s: Why 2025 Is the Time to Act](https://www.integritasfp.co.uk/blog/retirement-planning-in-your-40s-and-50s-why-2025-is-the-time-to-act-euuqit15houfo2) [![ecddbe30-1fa5-4fd3-af26-aff5915f7a70](https://www.integritasfp.co.uk/hs-fs/hubfs/ecddbe30-1fa5-4fd3-af26-aff5915f7a70.png?width=2000&height=380&name=ecddbe30-1fa5-4fd3-af26-aff5915f7a70.png "ecddbe30-1fa5-4fd3-af26-aff5915f7a70")](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/sidebar/vouchedfor-top-rated-certificate.pdf) - [June 2026](https://www.integritasfp.co.uk/blog/archive/2026/06) - [May 2026](https://www.integritasfp.co.uk/blog/archive/2026/05) - [April 2026](https://www.integritasfp.co.uk/blog/archive/2026/04) - [March 2026](https://www.integritasfp.co.uk/blog/archive/2026/03) - [February 2026](https://www.integritasfp.co.uk/blog/archive/2026/02) - [January 2026](https://www.integritasfp.co.uk/blog/archive/2026/01) - [December 2025](https://www.integritasfp.co.uk/blog/archive/2025/12) - [November 2025](https://www.integritasfp.co.uk/blog/archive/2025/11) - [October 2025](https://www.integritasfp.co.uk/blog/archive/2025/10) - [September 2025](https://www.integritasfp.co.uk/blog/archive/2025/09) - [July 2025](https://www.integritasfp.co.uk/blog/archive/2025/07) - [June 2025](https://www.integritasfp.co.uk/blog/archive/2025/06) - [May 2025](https://www.integritasfp.co.uk/blog/archive/2025/05) - [April 2025](https://www.integritasfp.co.uk/blog/archive/2025/04) - [March 2025](https://www.integritasfp.co.uk/blog/archive/2025/03) - [February 2025](https://www.integritasfp.co.uk/blog/archive/2025/02) - [January 2025](https://www.integritasfp.co.uk/blog/archive/2025/01) - [June 2024](https://www.integritasfp.co.uk/blog/archive/2024/06) - [May 2024](https://www.integritasfp.co.uk/blog/archive/2024/05) - [April 2024](https://www.integritasfp.co.uk/blog/archive/2024/04) - [March 2024](https://www.integritasfp.co.uk/blog/archive/2024/03) - [February 2024](https://www.integritasfp.co.uk/blog/archive/2024/02) - [January 2024](https://www.integritasfp.co.uk/blog/archive/2024/01) - [November 2023](https://www.integritasfp.co.uk/blog/archive/2023/11) - [October 2023](https://www.integritasfp.co.uk/blog/archive/2023/10) - [September 2023](https://www.integritasfp.co.uk/blog/archive/2023/09) - [August 2023](https://www.integritasfp.co.uk/blog/archive/2023/08) - [July 2023](https://www.integritasfp.co.uk/blog/archive/2023/07) - [June 2023](https://www.integritasfp.co.uk/blog/archive/2023/06) - [May 2023](https://www.integritasfp.co.uk/blog/archive/2023/05) - [April 2023](https://www.integritasfp.co.uk/blog/archive/2023/04) - [March 2023](https://www.integritasfp.co.uk/blog/archive/2023/03) - [February 2023](https://www.integritasfp.co.uk/blog/archive/2023/02) - [January 2023](https://www.integritasfp.co.uk/blog/archive/2023/01) - [December 2022](https://www.integritasfp.co.uk/blog/archive/2022/12) - [November 2022](https://www.integritasfp.co.uk/blog/archive/2022/11) - [October 2022](https://www.integritasfp.co.uk/blog/archive/2022/10) - [September 2022](https://www.integritasfp.co.uk/blog/archive/2022/09) - [August 2022](https://www.integritasfp.co.uk/blog/archive/2022/08) - [June 2022](https://www.integritasfp.co.uk/blog/archive/2022/06) - [April 2022](https://www.integritasfp.co.uk/blog/archive/2022/04) - [March 2022](https://www.integritasfp.co.uk/blog/archive/2022/03) - [February 2022](https://www.integritasfp.co.uk/blog/archive/2022/02) - [January 2022](https://www.integritasfp.co.uk/blog/archive/2022/01) - [December 2021](https://www.integritasfp.co.uk/blog/archive/2021/12) - [September 2021](https://www.integritasfp.co.uk/blog/archive/2021/09) - [August 2021](https://www.integritasfp.co.uk/blog/archive/2021/08) - [July 2021](https://www.integritasfp.co.uk/blog/archive/2021/07) - [June 2021](https://www.integritasfp.co.uk/blog/archive/2021/06) - [April 2021](https://www.integritasfp.co.uk/blog/archive/2021/04) - [March 2021](https://www.integritasfp.co.uk/blog/archive/2021/03) - [February 2021](https://www.integritasfp.co.uk/blog/archive/2021/02) - [January 2021](https://www.integritasfp.co.uk/blog/archive/2021/01) - [December 2020](https://www.integritasfp.co.uk/blog/archive/2020/12) - [November 2020](https://www.integritasfp.co.uk/blog/archive/2020/11) - [October 2020](https://www.integritasfp.co.uk/blog/archive/2020/10) - [September 2020](https://www.integritasfp.co.uk/blog/archive/2020/09) - [June 2020](https://www.integritasfp.co.uk/blog/archive/2020/06) - [March 2020](https://www.integritasfp.co.uk/blog/archive/2020/03) - [December 2019](https://www.integritasfp.co.uk/blog/archive/2019/12) - [November 2019](https://www.integritasfp.co.uk/blog/archive/2019/11) - [July 2019](https://www.integritasfp.co.uk/blog/archive/2019/07) - [June 2019](https://www.integritasfp.co.uk/blog/archive/2019/06) - [October 2018](https://www.integritasfp.co.uk/blog/archive/2018/10) - [January 2015](https://www.integritasfp.co.uk/blog/archive/2015/01) - [October 2014](https://www.integritasfp.co.uk/blog/archive/2014/10) - [September 2014](https://www.integritasfp.co.uk/blog/archive/2014/09) - [Uncategorized](https://www.integritasfp.co.uk/blog/tag/uncategorized) - [Quarterly Newsletter](https://www.integritasfp.co.uk/blog/tag/quarterly-newsletter) [![Integritas-Protection-Review-Guide-CTA-Blog-Sidebar](https://www.integritasfp.co.uk/hs-fs/hubfs/Integritas_Theme_Mar2022/sidebar/Integritas-Protection-Review-Guide-CTA-Blog-Sidebar.png?width=365&name=Integritas-Protection-Review-Guide-CTA-Blog-Sidebar.png "Integritas-Protection-Review-Guide-CTA-Blog-Sidebar")](https://www.integritasfp.co.uk/protection-review) ### Subscribe to our blog [![twitter](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/icon/twitter.png)](https://twitter.com/integritasfp?lang=en) [![linkedin](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/icon/linkedin.png)](https://www.facebook.com/IntegritasFP) [![facebook-circular-logo](https://www.integritasfp.co.uk/hubfs/Integritas_Theme_Mar2022/icon/facebook-circular-logo.png)](https://www.linkedin.com/company/integritas-financial-planners-ltd) #### NAVIGATION - [Homepage](https://www.integritasfp.co.uk) - [Request Consultation](https://www.integritasfp.co.uk/book-a-meeting) - [Our Services](https://www.integritasfp.co.uk/services) - [Pension Advice](https://www.integritasfp.co.uk/services/pension-advice) - [Investment Advice](https://www.integritasfp.co.uk/services/investments/) - [Protection](https://www.integritasfp.co.uk/services/protection/) - [Why Integritas](https://www.integritasfp.co.uk/about-integritas) - [About Integritas Financial Planners](https://www.integritasfp.co.uk/about-integritas) - [Testimonials](https://www.integritasfp.co.uk/about-integritas/testimonials/) - [Client Agreement](https://www.integritasfp.co.uk/blog/Client%20Agreement) - [Terms & Conditions](https://www.integritasfp.co.uk/resources/client-agreement/) - [Services & Charges](https://www.integritasfp.co.uk/resources/client-agreement/-services-and-charges) - [Blog](https://www.integritasfp.co.uk/blog) - [Client Area](https://integritasfinplan.gb.pfp.net/) - [Areas We Cover](https://8095026.hs-sites.com/blog/tag/areas-we-cover) #### DISCLAIMER - Decisions should not be taken based solely on the content of the website and individual advice should be sought first. - Regulations, levels and bases of taxation are subject to change. - The firm is not responsible for the content of external links. - The content is aimed at UK residents #### ADSENSE #### CONTACT Integritas Financial Planners Ltd A1 Optimum Business Park Optimum Road Swadlincote Derbyshire DE11 0WT E: [enquiries@integritasfp.co.uk](mailto:enquiries@integritasfp.co.uk) T: [01283 777014](tel:+441283777014) #### COMPANY INFORMATION Registered as a Limited Company in England and Wales No: 08981673. Integritas Financial Planners Ltd (FCA no. 623126) is an Appointed Representative of Baron & Grant Investment Management Limited (FCA no. 930300) which is Authorised and Regulated by the Financial Conduct Authority. [![Vouched For Top Rated 2019 - 2024](https://www.integritasfp.co.uk/hubfs/Vouched%20For%20Top%20Rated%202019%20-%202024.png "Vouched For Top Rated 2019 - 2024")](https://www.vouchedfor.co.uk/firm/140-integritas-financial-planners-ltd?page=7) - [Request Consultation](https://www.integritasfp.co.uk/book-a-meeting) - [Privacy Policy](https://www.integritasfp.co.uk/privacy-policy) - [Cookie Policy](https://www.integritasfp.co.uk/cookie-policy) - [Contact Us](https://www.integritasfp.co.uk/contact-us) - [Terms & Conditions](https://www.integritasfp.co.uk/resources/client-agreement/) - [Services & Charges](https://www.integritasfp.co.uk/resources/client-agreement/-services-and-charges) - [FAQs](https://www.integritasfp.co.uk/en-gb/faqs) © Integritas Financial Planners Ltd, 2026 [facebook-f icon](https://www.facebook.com/IntegritasFP) [twitter icon](https://twitter.com/integritasfp?lang=en) [linkedin-in icon](https://www.linkedin.com/company/integritas-financial-planners-ltd/) [facebook-f icon](https://www.facebook.com/IntegritasFP) [linkedin-in icon](https://www.linkedin.com/company/integritas-financial-planners-ltd/) ```json { "@context" : "https://schema.org", "@type" : "LocalBusiness", "address" : { "@type" : "PostalAddress", "addressLocality" : "Swadlincote", "addressRegion" : "Derbyshire", "postalCode" : "DE11 0WT", "streetAddress" : "A1 Optimum Business Park, Optimum Road" }, "email" : "enquiries@integritasfp.co.uk", "geo" : { "@type" : "GeoCoordinates", "latitude" : "52.7732315", "longitude" : "-1.5756467" }, "image" : [ "https://www.integritasfp.co.uk/wp-content/uploads/2018/04/integritaslogo-copy.png" ], "name" : "Integritas Financial Planners Ltd", "openingHours" : "Mo,Tu,We,Th,Fr 09:00-17:30", "openingHoursSpecification" : [ { "@type" : "OpeningHoursSpecification", "closes" : "17:30", "dayOfWeek" : [ "Monday", "Tuesday", "Wednesday", "Thursday", "Friday" ], "opens" : "09:00" } ], "paymentAccepted" : [ "cash", "check", "credit card" ], "priceRange" : "$$$", "review" : { "@type" : "Review", "author" : { "@type" : "Person", "name" : "Integritas Financial Planners" }, "reviewRating" : { "@type" : "Rating", "bestRating" : "5.0", "ratingValue" : "5.0" } }, "telePhone" : "+44 1283 777014", "url" : "https://www.integritasfp.co.uk/" } ```