Integritas Financial Planners - Blog

Inertia can be a dangerous trait, especially for investment. You know the feeling. Sometimes it just seems easier to leave things as they are for another year rather than take any action. Call it the ‘If it ain’t broke don’t fix it’...

If you have a lump sum to invest, whether it’s £1,500 or £150,000, there is a key decision to make. Do you invest it all in one go or invest smaller amounts over time? It can make a big difference.Spreading out your investment is known as...

There has been huge growth in the number of ‘sustainable’ and ‘responsible investment’ funds, which now look at a company’s environmental, social and governance (ESG) track record as part of the investment process. However not every...

Most of us are guilty of putting pension planning on the back-burner. However, the fact is, the earlier you start saving for the future, and the more you put into a structured, balanced pension plan, the more likely you are to enjoy a...

The acronym ‘WFH’ is now fully embedded in the 21st century lexicon. Whether 18 months of working from home will reshape the future of work for office-based employees is not yet clear, but major employers are now reconsidering office...

The Divorce, Dissolution and Separation Act 2020 should have been implemented in autumn 2021. However, in June the government pushed back the start date to April 2022. The delay, plus the after-effects of lockdown, could mean a divorce...

National Savings & Investments (NS&I) has released more details of its Green Savings Bond, originally announced in the spring Budget. Download Our Client Agreement Here The bond will have a fixed term of three years, with no early...

One of the cornerstones of financial resilience is ensuring you have a financial safety net should things go wrong. This can be in the form of savings to cover unexpected bills, such as a new boiler, or a period of unemployment. But...

Looking to make some socially responsible investment decisions? Ethical investing and ESG stocks are what you’re looking for. This rapidly growing sector of investment and share opportunities is swiftly becoming the go-to option for...

As your financial needs continue to increase, saving for retirement may seem unachievable. However, taking small steps now to increase your retirement savings will benefit you in the future. Here are five tips for retirement planning in...